CANARA ROBECO SAVINGS FUND (CRSF)
Low Duration Fund - An open-ended low duration debt scheme investing in debt & money market instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months. A relatively low interest rate risk and moderate credit risk.
(as on September 30, 2025)
| SCHEME OBJECTIVE | To generate income / capital appreciation by investing in a portfolio comprising of low duration debt instruments and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. |
| DATE OF ALLOTMENT | March 4, 2005 |
| BENCHMARK | CRISIL Low Duration Debt A-I Index |
| FUND MANAGER | 1) Mr. Kunal Jain 2) Mr. Avnish Jain |
| TOTAL EXPERIENCE | 1) 17 Years 2) 30 Years |
| MANAGING THIS FUND | 1) Since 18-July-22 2) Since 01-April-22 |
| ASSET ALLOCATION | Debt & Money Market Instruments- 0% to 100% Reits/Invits- 0% to 10% For detailed asset allocation pattern, please refer the Scheme Information Document |
| MINIMUM INVESTMENT | Lump sum Investment: Purchase: ₹5000 and in multiples of ₹ 1 thereafter Subsequent purchases: Minimum amount of ₹ 1000 and multiples of ₹ 1 thereafter Systematic Investment Plan (SIP): For Any date/monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter Systematic Transfer Plan (STP): For Daily/Weekly/Monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter Systematic Withdrawal Plan (SWP): For monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter For Annual Frequency– ₹ 2,000 and in multiples of ₹ 1 thereafter |
| PLANS / OPTIONS | Regular Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Weekly Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Weekly Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Monthly Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Monthly Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Growth Option Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Weekly Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Weekly Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Monthly Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Monthly Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Growth Option |
| EXIT LOAD | Nil |
| EXPENSE RATIO^: |
Regular Plan: 0.51% Direct Plan : 0.21% |
| Month end Assets Under Management (AUM)# | ₹ 1,325.55 Crores |
| Monthly AVG Assets Under Management (AAUM) | ₹ 1,591.05 Crores |
| (as on September 30, 2025) | (₹) |
| Regular Plan - Daily IDCW (reinvestment) | 10.2600 |
| Direct Plan - Daily IDCW (reinvestment) | 10.2600 |
| Direct Plan - Growth Option | 44.0681 |
| Regular Plan - Growth Option | 42.8514 |
| Regular Plan - IDCW (payout/reinvestment) | 38.3858 |
| Direct Plan - IDCW (payout/reinvestment) | 39.3719 |
| Direct Plan - Monthly IDCW (payout/reinvestment) | 10.2735 |
| Regular Plan - Monthly IDCW (payout/reinvestment) | 10.2729 |
| Regular Plan - Weekly IDCW (payout/reinvestment) | 10.2730 |
| Direct Plan - Weekly IDCW (payout/reinvestment) | 10.2734 |
| Annualised Portfolio YTM | 6.53% |
| Modified Duration | 1.09 Years |
| Residual Maturity | 1.23 Years |
| Macaulay Duration | 1.15 Years |
Name of the Instruments |
Rating |
% to NAV |
Debt Instruments |
|
60.34% |
National Bank For Agriculture & Rural Development |
AAA(ICRA) |
5.74% |
REC Ltd |
AAA(ICRA) |
5.71% |
Bajaj Finance Ltd |
AAA(CRISIL) |
5.68% |
Power Finance Corporation Ltd |
AAA(CRISIL) |
3.79% |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
3.78% |
LIC Housing Finance Ltd |
AAA(CRISIL) |
3.78% |
Kotak Mahindra Prime Ltd |
AAA(CRISIL) |
3.76% |
REC Ltd |
AAA(IND) |
3.41% |
HDB Financial Services Ltd |
AAA(CRISIL) |
2.28% |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
1.91% |
LIC Housing Finance Ltd |
AAA(CRISIL) |
1.91% |
National Bank For Agriculture & Rural Development |
AAA(CRISIL) |
1.91% |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
1.90% |
HDB Financial Services Ltd |
AAA(CRISIL) |
1.90% |
LIC Housing Finance Ltd |
AAA(CRISIL) |
1.90% |
National Bank For Agriculture & Rural Development |
AAA(CRISIL) |
1.90% |
REC Ltd |
AAA(CRISIL) |
1.90% |
Bajaj Finance Ltd |
AAA(CRISIL) |
1.88% |
Power Finance Corporation Ltd |
AAA(CRISIL) |
1.88% |
Power Finance Corporation Ltd |
AAA(CRISIL) |
1.15% |
Small Industries Development Bank Of India |
AAA(CRISIL) |
0.76% |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
0.75% |
LIC Housing Finance Ltd |
AAA(CRISIL) |
0.38% |
Power Finance Corporation Ltd |
AAA(CRISIL) |
0.38% |
Government Securities |
|
4.20% |
6.92% TAMIL NADU SDL 26-SEP-29 |
Sovereign |
3.81% |
GOI FRB 2033 (22-SEP-2033) |
Sovereign |
0.39% |
Alternative Investment Fund |
|
0.28% |
Corporate Debt Market Development Fund Class A2 |
|
0.28% |
Money Market Instruments |
|
37.76% |
Punjab National Bank |
A1+(CARE) |
7.34% |
HDFC Bank Ltd |
A1+(CARE) |
5.50% |
Axis Bank Ltd |
A1+(CRISIL) |
3.73% |
ICICI Securities Ltd |
A1+(CRISIL) |
3.67% |
Small Industries Development Bank of India |
A1+(CARE) |
1.87% |
HDFC Bank Ltd |
A1+(CARE) |
1.84% |
Indian Bank |
A1+(CRISIL) |
1.84% |
Kotak Mahindra Bank Ltd |
A1+(CRISIL) |
1.84% |
Union Bank of India |
A1+(ICRA) |
1.84% |
National Bank For Agriculture & Rural Development |
A1+(IND) |
1.84% |
HDFC Bank Ltd |
A1+(CARE) |
1.83% |
Export-Import Bank Of India |
A1+(CRISIL) |
1.83% |
ICICI Securities Ltd |
A1+(CRISIL) |
1.83% |
Punjab National Bank |
A1+(CARE) |
0.37% |
TREPS |
|
0.59% |
Other Current Assets |
|
-2.58% |
GRAND TOTAL ( NET ASSET) |
|
100.00% |
% Allocation |
|
Net Current Assets/ CDMDF |
-2.30% |
0 to 3 Months |
10.34% |
3 to 6 Months |
32.40% |
| 6 to 12 Months | 22.70% |
| 1 -2 years | 15.62% |
| Greater Than 2 Years | 21.25% |
| This product is suitable for investors who are seeking*: | |
|
|
 |
 Benchmark Riskometer (CRISIL Low Duration Debt A-I Index) |
| *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. | |
$ Source ICRA MFI Explorer | #Monthend AUM / Quantitative Information as on 30.09.2025 | ^The expense ratios mentioned for the schemes includes GST on investment management fees. Please click here for disclaimers.
The Scheme and Benchmark riskometers are evaluated on a monthly basis and the
above riskometers are based on the evaluation of the portfolios for the month ended
September 30, 2025.