CANARA ROBECO ELSS TAX SAVER (CRETS)
ELSS - An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
(as on September 30, 2025)
| SCHEME OBJECTIVE | ELSS seeking to provide long term capital appreciation by predominantly investing in equities to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of the scheme will be realized. |
| DATE OF ALLOTMENT | March 31, 1993 |
| BENCHMARK | BSE 500 TRI |
| FUND MANAGER | 1) Mr. Vishal Mishra 2) Mr. Shridatta Bhandwaldar |
| TOTAL EXPERIENCE | 1) 21 Years 2) 19 Years |
| MANAGING THIS FUND | 1) Since 26-June-21 2) Since 01-Oct-19 |
| ASSET ALLOCATION | Equity and equity related instruments - 80% to 100% Money Market instruments- 0% to 20% For detailed asset allocation pattern, please refer the Scheme Information Document |
| MINIMUM INVESTMENT | Lump sum Investment : ₹ 500 and in multiples of ₹ 1 thereafter Subsequent purchases: Minimum amount of ₹ 500 and multiples of ₹ 1 thereafter Systematic Investment Plan (SIP): For Any date/monthly frequency – ₹ 500 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter Systematic Transfer Plan (STP): For Daily/Weekly/Monthly frequency – ₹ 500 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter Systematic Withdrawal Plan (SWP): For monthly frequency – ₹ 500 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For Annual Frequency– ₹ 2,000 and in multiples of 1 thereafter |
| PLANS / OPTIONS | Regular Plan - Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Growth Option Direct Plan Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Growth Option |
| EXIT LOAD | Nil |
| EXPENSE RATIO^: |
Regular Plan : 1.70% Direct Plan : 0.56% |
| Month end Assets Under Management (AUM)# | ₹ 8,799.03 Crores |
| Monthly AVG Assets Under Management (AAUM) | ₹ 8,922.10 Crores |
| (as on September 30, 2025) | (₹) |
| Direct Plan - Growth Option | 194.2700 |
| Regular Plan - Growth Option | 173.4500 |
| Regular Plan - IDCW (Payout) | 48.8000 |
| Direct Plan - IDCW (Payout) | 79.2400 |
| Standard Deviation | 12.95 |
| Portfolio Beta | 0.91 |
| Portfolio Turnover Ratio | 0.21 times |
| Sharpe Ratio | 0.73 |
| R-Squared | 0.97 |
Name of the Instruments |
% to NAV |
Equities |
96.48% |
Listed |
96.48% |
Banks |
20.09% |
HDFC Bank Ltd |
7.70% |
ICICI Bank Ltd |
6.68% |
State Bank of India |
2.97% |
Axis Bank Ltd |
2.25% |
Karur Vysya Bank Ltd |
0.49% |
IT - Software |
6.59% |
Infosys Ltd |
3.67% |
Tata Consultancy Services Ltd |
0.95% |
HCL Technologies Ltd |
0.83% |
Tech Mahindra Ltd |
0.70% |
Sonata Software Ltd |
0.44% |
Finance |
5.37% |
Bajaj Finance Ltd |
2.64% |
PNB Housing Finance Ltd |
1.02% |
Power Finance Corporation Ltd |
0.96% |
Cholamandalam Investment and Finance Co Ltd |
0.75% |
Retailing |
5.23% |
Eternal Ltd |
2.15% |
FSN E-Commerce Ventures Ltd |
1.17% |
Trent Ltd |
0.85% |
Vishal Mega Mart Ltd |
0.78% |
Info Edge (India) Ltd |
0.28% |
Pharmaceuticals & Biotechnology |
5.06% |
Sun Pharmaceutical Industries Ltd |
1.69% |
Divi's Laboratories Ltd |
1.62% |
J.B. Chemicals & Pharmaceuticals Ltd |
1.12% |
Piramal Pharma Ltd |
0.63% |
Automobiles |
4.46% |
TVS Motor Co Ltd |
1.31% |
Mahindra & Mahindra Ltd |
1.25% |
Maruti Suzuki India Ltd |
1.18% |
Bajaj Auto Ltd |
0.72% |
Petroleum Products |
3.89% |
Reliance Industries Ltd |
3.89% |
Auto Components |
3.85% |
Samvardhana Motherson International Ltd |
1.58% |
Uno Minda Ltd |
1.17% |
Schaeffler India Ltd |
1.10% |
Electrical Equipment |
3.83% |
Ge Vernova T&D India Ltd |
2.45% |
CG Power and Industrial Solutions Ltd |
1.38% |
Power |
3.39% |
NTPC Ltd |
1.76% |
Tata Power Co Ltd |
1.00% |
NTPC Green Energy Ltd |
0.63% |
Insurance |
3.14% |
Max Financial Services Ltd |
1.18% |
Medi Assist Healthcare Services Ltd |
1.07% |
HDFC Life Insurance Co Ltd |
0.89% |
Telecom - Services |
3.12% |
Bharti Airtel Ltd |
3.12% |
Construction |
2.89% |
Larsen & Toubro Ltd |
2.89% |
Cement & Cement Products |
2.81% |
Ultratech Cement Ltd |
1.70% |
J.K. Cement Ltd |
1.11% |
Chemicals & Petrochemicals |
2.55% |
Vinati Organics Ltd |
0.97% |
Deepak Nitrite Ltd |
0.86% |
Linde India Ltd |
0.72% |
Industrial Products |
2.10% |
KEI Industries Ltd |
1.11% |
Cummins India Ltd |
0.99% |
Beverages |
1.85% |
Varun Beverages Ltd |
1.00% |
United Spirits Ltd |
0.85% |
Consumer Durables |
1.79% |
Titan Co Ltd |
1.08% |
Crompton Greaves Consumer Electricals Ltd |
0.71% |
Realty |
1.78% |
Oberoi Realty Ltd |
0.93% |
Phoenix Mills Ltd |
0.85% |
Aerospace & Defense |
1.78% |
Bharat Electronics Ltd |
1.04% |
Hindustan Aeronautics Ltd |
0.74% |
Household Products |
1.70% |
Doms Industries Ltd |
1.02% |
Jyothy Labs Ltd |
0.68% |
Transport Services |
1.67% |
Interglobe Aviation Ltd |
1.67% |
Diversified Fmcg |
1.43% |
ITC Ltd |
1.43% |
Consumable Fuels |
1.26% |
Coal India Ltd |
1.26% |
Capital Markets |
1.02% |
BSE Ltd |
1.02% |
Agricultural Food & Other Products |
0.97% |
CCL Products (India) Ltd |
0.97% |
Personal Products |
0.90% |
Godrej Consumer Products Ltd |
0.90% |
Textiles & Apparels |
0.72% |
K.P.R. Mill Ltd |
0.72% |
Healthcare Services |
0.72% |
Max Healthcare Institute Ltd |
0.72% |
Oil |
0.52% |
Oil India Ltd |
0.52% |
Debt Instruments |
0.02% |
6% TVS Motor Co Ltd Non Convertible Redeemable Preference Shares |
0.02% |
Money Market Instruments |
3.66% |
TREPS |
3.66% |
Net Current Assets |
-0.16% |
GRAND TOTAL ( NET ASSET) |
100.00% |
| This product is suitable for investors who are seeking*: | |
|
|
 |
 Benchmark Riskometer (BSE 500 TRI) |
| *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. | |
$ Source ICRA MFI Explorer | #Monthend AUM / Quantitative Information as on 30.09.2025 | ^The expense ratios mentioned for the schemes includes GST on investment management fees. Please click here for disclaimers.
The Scheme and Benchmark riskometers are evaluated on a monthly basis and the
above riskometers are based on the evaluation of the portfolios for the month ended
September 30, 2025.