CANARA ROBECO SAVINGS FUND (CRSF)
Low Duration Fund - An open-ended low duration debt scheme investing in debt & money market instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months. A relatively low interest rate risk and moderate credit risk.
(as on July 31, 2025)
| SCHEME OBJECTIVE | To generate income / capital appreciation by investing in a portfolio comprising of low duration debt instruments and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. |
| DATE OF ALLOTMENT | March 4, 2005 |
| BENCHMARK | CRISIL Low Duration Debt A-I Index |
| FUND MANAGER | 1) Mr. Kunal Jain 2) Mr. Avnish Jain |
| TOTAL EXPERIENCE | 1) 17 Years 2) 30 Years |
| MANAGING THIS FUND | 1) Since 18-July-22 2) Since 01-April-22 |
| ASSET ALLOCATION | Debt & Money Market Instruments- 0% to 100% (Risk- Low to Medium) Reits/Invits- 0% to 10% (Risk- Medium to High) |
| MINIMUM INVESTMENT | ₹5000 and in multiples of ₹ 1 thereafter Subsequent purchases: Minimum amount of ₹ 1000 and multiples of ₹ 1 thereafter SIP: For Any date/monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter STP: For Daily/Weekly/Monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter SWP: For monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 2000 and in multiples of ₹ 1 thereafter For Annual Frequency–2,000and inmultiples of 1 thereafter |
| PLANS / OPTIONS | Regular Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Weekly Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Weekly Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Monthly Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Monthly Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Growth Option Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Daily Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Weekly Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Weekly Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Monthly Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Monthly Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan - Growth Option |
| ENTRY LOAD | Nil |
| EXIT LOAD | Nil |
| EXPENSE RATIO^: |
Regular Plan: 0.51% Direct Plan : 0.22% |
| Monthend AUM# | ₹ 1,506.24 Crores |
| Monthly AVG AUM | ₹ 1,462.29 Crores |
| (as on July 31, 2025) | (₹) |
| Regular Plan - Daily IDCW (reinvestment) | 10.2600 |
| Direct Plan - Daily IDCW (reinvestment) | 10.2600 |
| Direct Plan - Growth Option | 43.6641 |
| Regular Plan - Growth Option | 42.4793 |
| Regular Plan - IDCW (payout/reinvestment) | 38.0525 |
| Direct Plan - IDCW (payout/reinvestment) | 39.0117 |
| Direct Plan - Monthly IDCW (payout/reinvestment) | 10.2622 |
| Regular Plan - Monthly IDCW (payout/reinvestment) | 10.2621 |
| Regular Plan - Weekly IDCW (payout/reinvestment) | 10.2621 |
| Direct Plan - Weekly IDCW (payout/reinvestment) | 10.2622 |
| Annualised Portfolio YTM | 6.25% |
| Modified Duration | 0.89 Years |
| Residual Maturity | 1.00 Years |
| Macaulay Duration | 0.94 Years |
Name of the Instruments |
Rating |
% to NAV |
Debt Instruments |
|
43.84% |
National Bank For Agriculture & Rural Development |
AAA(ICRA) |
5.07% |
Bajaj Finance Ltd |
AAA(CRISIL) |
3.34% |
Power Finance Corporation Ltd |
AAA(CRISIL) |
3.34% |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
3.33% |
LIC Housing Finance Ltd |
AAA(CRISIL) |
3.33% |
REC Ltd |
AAA(IND) |
3.01% |
REC Ltd |
AAA(ICRA) |
2.35% |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
2.33% |
HDB Financial Services Ltd |
AAA(CRISIL) |
2.01% |
LIC Housing Finance Ltd |
AAA(CRISIL) |
1.69% |
Bajaj Housing Finance Ltd |
AAA(CRISIL) |
1.68% |
LIC Housing Finance Ltd |
AAA(CRISIL) |
1.68% |
REC Ltd |
AAA(CRISIL) |
1.68% |
Small Industries Development Bank Of India |
AAA(CRISIL) |
1.68% |
HDB Financial Services Ltd |
AAA(CRISIL) |
1.67% |
National Bank For Agriculture & Rural Development |
AAA(CRISIL) |
1.67% |
Power Finance Corporation Ltd |
AAA(CRISIL) |
1.65% |
Power Finance Corporation Ltd |
AAA(CRISIL) |
1.33% |
Small Industries Development Bank Of India |
AAA(CRISIL) |
0.67% |
LIC Housing Finance Ltd |
AAA(CRISIL) |
0.33% |
Government Securities |
|
3.75% |
6.92% TAMIL NADU SDL 26-SEP-29 |
Sovereign |
3.40% |
GOI FRB 2033 (22-SEP-2033) |
Sovereign |
0.35% |
Alternative Investment Fund |
|
0.24% |
Corporate Debt Market Development Fund Class A2 |
|
0.24% |
Money Market Instruments |
|
57.05% |
Punjab National Bank |
A1+(CARE) |
6.40% |
HDFC Bank Ltd |
A1+(CARE) |
4.79% |
Indian Bank |
A1+(CRISIL) |
3.58% |
Kotak Mahindra Bank Ltd |
A1+(CRISIL) |
3.25% |
ICICI Securities Ltd |
A1+(CRISIL) |
3.20% |
Punjab National Bank |
A1+(CARE) |
1.95% |
HDFC Bank Ltd |
A1+(CARE) |
1.63% |
ICICI Bank Ltd |
A1+(ICRA) |
1.63% |
Axis Bank Ltd |
A1+(CRISIL) |
1.61% |
National Bank For Agriculture & Rural Development |
A1+(IND) |
1.61% |
Union Bank of India |
A1+(ICRA) |
1.60% |
HDFC Bank Ltd |
A1+(CARE) |
1.60% |
Indian Bank |
A1+(CRISIL) |
1.60% |
Kotak Mahindra Bank Ltd |
A1+(CRISIL) |
1.60% |
ICICI Securities Ltd |
A1+(CRISIL) |
1.60% |
Export-Import Bank Of India |
A1+(CRISIL) |
1.60% |
HDFC Bank Ltd |
A1+(CARE) |
1.59% |
TREPS |
|
16.21% |
Other Current Assets |
|
-4.88% |
GRAND TOTAL ( NET ASSET) |
|
100.00% |
% Allocation |
|
Net Current Assets/ CDMDF |
-4.63% |
0 to 3 Months |
16.21% |
3 to 6 Months |
17.04% |
| 6 to 12 Months | 40.84% |
| 1 -2 years | 15.80% |
| Greater Than 2 Years | 14.75% |
| This product is suitable for investors who are seeking*: | |
|
|
 |
 Benchmark Riskometer (CRISIL Low Duration Debt A-I Index) |
| *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. | |
$ Source ICRA MFI Explorer | #Monthend AUM / Quantitative Information as on 31.07.2025 | ^The expense ratios mentioned for the schemes includes GST on investment management fees. Please click here for disclaimers.