CANARA ROBECO MULTI ASSET ALLOCATION FUND (CRMAF)
Multi Asset Allocation Fund - An open-ended scheme investing in Equity & Equity related instruments, debt & money market instruments, Gold ETFs and Silver ETFs.
(as on July 31, 2025)
| SCHEME OBJECTIVE | The investment objective of the Scheme is to generate long-term capital appreciation from a portfolio investing in Equity and Equity related Instruments, Debt and Money Market Instruments, Gold ETFs and Silver ETFs. There is no assurance that the investment objective of the Scheme will be achieved. |
| DATE OF ALLOTMENT | 30th May, 2025 |
| BENCHMARK | AMFI Tier I Benchmark – 65% BSE 200 TRI + 20% NIFTY Short Duration Debt Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver |
| FUND MANAGER | 1) Mr. Amit Kadam |
| TOTAL EXPERIENCE | 1) 14 Years 2) 15 Years 3) 17 Years |
| MANAGING THIS FUND | 1) Since 30-May-2025 |
| ASSET ALLOCATION | Equity and Equity-related Instruments 65% to 80% Debt and Money Market Instruments 10% to 25% Gold ETFs and Silver ETFs 10% to 25% Units issued by REITs and InvITs 0% to 10% |
| MINIMUM INVESTMENT | Lump sum Investment: Purchase: ₹ 5,000 and multiples of ₹ 1 thereafter. Systematic Investment Plan (SIP):For Monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹2000 and in multiples of₹1 thereafter Systematic Transfer Plan (STP): For Daily/Weekly/Monthly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹2000 and in multiples of₹ 1 thereafter Systematic Withdrawal Plan (SWP):For Monthly frequency – 1000 and in multiples of₹1 thereafter For quarterly frequency – 2000 and in multiples of₹1 thereafter For Annual Frequency–2,000and inmultiples of 1 thereafter Auto Switch facility:(Applicable only at the time of NFO) During the NFO period, the investors can avail the Auto Switch Facility to switch units from the debt schemes of Canara Robeco Mutual Fund at the specified date in the Scheme which will be processed on the last date of the NFO. The provisions of minimum investment amount, applicable NAV and cut-off timing shall also be applicable to the Auto Switch facility. However, CRAMC reserves the right to extend or limit the said facility on such terms and conditions as may be decided from time to time. Minimum redemption Amount: ₹ 1,000/- and in multiples of ₹ 1/- thereafter or the account balance, whichever is lower. |
| PLANS / OPTIONS | Regular Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Regular Plan - Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Growth Option Direct Plan - Reinvestment of Income Distribution cum Capital Withdrawal Option Direct Plan- Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Growth Option |
| ENTRY LOAD | Nil |
| EXIT LOAD | 1% - If redeemed/switched out above 12% of allotted units within 365 days from the date of allotment. Nil - if redeemed/switched out upto 12% of allotted within 365 days from the date of allotment Nil - if redeemed/switched out after 365 days from the date of allotment |
| EXPENSE RATIO^: |
Regular Plan : 2.19% Direct Plan : 0.56% |
| Monthend AUM# | ₹ 950.74 Crores |
| Monthly AVG AUM | ₹ 936.09 Crores |
| (as on July 31, 2025) | (₹) |
| Direct Plan - Growth Option | 10.1700 |
| Regular Plan - Growth Option | 10.1400 |
| Regular Plan - IDCW (payout/reinvestment | 10.1400 |
| Direct Plan - IDCW (payout/reinvestment) | 10.1700 |
| Debt Quants | |
| Annualised Portfolio YTM | 5.93% |
| Modified Duration | 0.67 Years |
| Residual Maturity | 0.76 Years |
| Macaulay Duration | 0.72 Years |
| Name of the Instruments | % to NAV |
Equities |
65.88% |
Listed |
65.88% |
Banks |
18.02% |
HDFC Bank Ltd |
8.30% |
ICICI Bank Ltd |
7.09% |
Axis Bank Ltd |
2.63% |
Petroleum Products |
5.71% |
Reliance Industries Ltd |
5.71% |
Pharmaceuticals & Biotechnology |
5.47% |
Sun Pharmaceutical Industries Ltd |
1.69% |
Torrent Pharmaceuticals Ltd |
1.52% |
Mankind Pharma Ltd |
1.39% |
Divi's Laboratories Ltd |
0.87% |
Telecom - Services |
5.43% |
Bharti Airtel Ltd |
5.43% |
IT - Software |
5.17% |
Infosys Ltd |
4.96% |
Persistent Systems Ltd |
0.21% |
Retailing |
4.67% |
Eternal Ltd |
2.14% |
Trent Ltd |
0.88% |
Avenue Supermarts Ltd |
0.87% |
Info Edge (India) Ltd |
0.78% |
Construction |
4.31% |
Larsen & Toubro Ltd |
4.31% |
Automobiles |
2.94% |
Mahindra & Mahindra Ltd |
1.77% |
TVS Motor Co Ltd |
1.17% |
Consumer Durables |
2.76% |
Titan Co Ltd |
1.20% |
Dixon Technologies (India) Ltd |
0.81% |
Havells India Ltd |
0.75% |
Beverages |
1.58% |
Varun Beverages Ltd |
1.16% |
United Spirits Ltd |
0.42% |
Healthcare Services |
1.52% |
Max Healthcare Institute Ltd |
1.52% |
Finance |
1.48% |
Bajaj Finance Ltd |
1.48% |
Cement & Cement Products |
1.44% |
Ultratech Cement Ltd |
1.44% |
Transport Services |
1.41% |
Interglobe Aviation Ltd |
1.41% |
Leisure Services |
1.17% |
Indian Hotels Co Ltd |
1.17% |
Fertilizers & Agrochemicals |
1.00% |
PI Industries Ltd |
1.00% |
Insurance |
0.61% |
ICICI Lombard General Insurance Co Ltd |
0.55% |
Max Financial Services Ltd |
0.06% |
Aerospace & Defense |
0.43% |
Bharat Electronics Ltd |
0.43% |
Food Products |
0.34% |
Mrs Bectors Food Specialities Ltd |
0.34% |
Financial Technology (Fintech) |
0.25% |
PB Fintech Ltd |
0.25% |
Electrical Equipment |
0.09% |
Ge Vernova T&D India Ltd |
0.09% |
Capital Markets |
0.08% |
HDFC Asset Management Company Ltd |
0.08% |
Debt Instruments |
5.30% |
Bajaj Finance Ltd |
2.67% |
Bajaj Housing Finance Ltd |
2.63% |
Exchange Traded Fund |
15.81% |
Nippon India ETF Gold Bees |
10.98% |
Nippon India Silver ETF |
4.83% |
Money Market Instruments |
12.02% |
ICICI Securities Ltd |
2.62% |
Treasury Bills |
5.16% |
TREPS |
4.24% |
Margin on Derivatives |
0.10% |
Net Current Assets |
0.89% |
GRAND TOTAL ( NET ASSET) |
100.00% |
| This product is suitable for investors who are seeking*: | |
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 Benchmark Riskometer (AMFI Tier I Benchmark – 65% BSE 200 TRI + 20% NIFTY Short Duration Debt Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver) |
| *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. | |
$ Source ICRA MFI Explorer # Monthend AUM as on 31.07.2025 ^The expense ratios mentioned for the schemes includes GST on investment management fees Please click here for disclaimers.
The Scheme and Benchmark riskometers are evaluated on a monthly basis and the above riskometers are based on the evaluation of the portfolios for the month ended July 31, 2025.