CANARA ROBECO ELSS TAX SAVER (CRETS)
ELSS - An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
(as on July 31, 2025)
| SCHEME OBJECTIVE | ELSS seeking to provide long term capital appreciation by predominantly investing in equities to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961. However, there can be no assurance that the investment objective of the scheme will be realized. |
| DATE OF ALLOTMENT | March 31, 1993 |
| BENCHMARK | BSE 500 TRI |
| FUND MANAGER | 1) Mr. Vishal Mishra 2) Mr. Shridatta Bhandwaldar |
| TOTAL EXPERIENCE | 1) 21 Years 2) 19 Years |
| MANAGING THIS FUND | 1) Since 26-June-21 2) Since 01-Oct-19 |
| ASSET ALLOCATION | Equity and equity related instruments - 80% to 100% (Risk - Very High) Money Market instruments- 0% to 20% (Risk- Low) |
| MINIMUM INVESTMENT | ₹ 500 and in multiples of ₹ 1 thereafter Subsequent purchases: Minimum amount of ₹ 500 and multiples of ₹ 1 thereafter SIP: For Any date/monthly frequency – ₹ 500 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter STP: For Daily/Weekly/Monthly frequency – ₹ 500 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter SWP: For monthly frequency – ₹ 500 and in multiples of ₹ 1 thereafter For quarterly frequency – ₹ 1000 and in multiples of ₹ 1 thereafter For Annual Frequency–2,000and inmultiples of 1 thereafter |
| PLANS / OPTIONS | Regular Plan - Payout of Income Distribution cum Capital Withdrawal Option Regular Plan - Growth Option Direct Plan Payout of Income Distribution cum Capital Withdrawal Option Direct Plan - Growth Option |
| ENTRY LOAD | Nil |
| EXIT LOAD | Nil |
| EXPENSE RATIO^: |
Regular Plan : 1.69% Direct Plan : 0.53% |
| Monthend AUM# | ₹ 8,869.86 Crores |
| Monthly AVG AUM | ₹ 8,978.72 Crores |
| (as on July 31, 2025) | (₹) |
| Direct Plan - Growth Option | 195.0500 |
| Regular Plan - Growth Option | 174.4800 |
| Regular Plan - IDCW (Payout) | 49.0900 |
| Direct Plan - IDCW (Payout) | 79.5600 |
| Standard Deviation | 13.24 |
| Portfolio Beta | 0.94 |
| Portfolio Turnover Ratio | 0.21 times |
| Sharpe Ratio | 0.78 |
| R-Squared | 0.97 |
Name of the Instruments |
% to NAV |
Equities |
96.34% |
Listed |
96.34% |
Banks |
20.33% |
HDFC Bank Ltd |
7.99% |
ICICI Bank Ltd |
7.28% |
State Bank of India |
2.54% |
Axis Bank Ltd |
2.11% |
Karur Vysya Bank Ltd |
0.41% |
IT - Software |
6.62% |
Infosys Ltd |
3.64% |
Tata Consultancy Services Ltd |
0.99% |
HCL Technologies Ltd |
0.88% |
Tech Mahindra Ltd |
0.61% |
Sonata Software Ltd |
0.50% |
Pharmaceuticals & Biotechnology |
5.34% |
Divi's Laboratories Ltd |
1.86% |
Sun Pharmaceutical Industries Ltd |
1.79% |
J.B. Chemicals & Pharmaceuticals Ltd |
1.05% |
Piramal Pharma Ltd |
0.64% |
Finance |
5.25% |
Bajaj Finance Ltd |
2.31% |
PNB Housing Finance Ltd |
1.16% |
Power Finance Corporation Ltd |
0.95% |
Cholamandalam Investment and Finance Co Ltd |
0.83% |
Retailing |
4.82% |
Eternal Ltd |
2.02% |
FSN E-Commerce Ventures Ltd |
1.05% |
Trent Ltd |
0.96% |
Vishal Mega Mart Ltd |
0.79% |
Electrical Equipment |
4.75% |
Ge Vernova T&D India Ltd |
2.36% |
CG Power and Industrial Solutions Ltd |
1.22% |
Waaree Energies Ltd |
0.71% |
ABB India Ltd |
0.46% |
Petroleum Products |
3.94% |
Reliance Industries Ltd |
3.94% |
Power |
3.68% |
NTPC Ltd |
1.99% |
Tata Power Co Ltd |
1.02% |
NTPC Green Energy Ltd |
0.67% |
Automobiles |
3.65% |
Mahindra & Mahindra Ltd |
1.16% |
TVS Motor Co Ltd |
1.06% |
Maruti Suzuki India Ltd |
0.77% |
Bajaj Auto Ltd |
0.66% |
Auto Components |
3.45% |
Samvardhana Motherson International Ltd |
1.45% |
Schaeffler India Ltd |
1.07% |
Uno Minda Ltd |
0.93% |
Telecom - Services |
3.15% |
Bharti Airtel Ltd |
3.15% |
Insurance |
3.09% |
Max Financial Services Ltd |
1.12% |
Medi Assist Healthcare Services Ltd |
1.08% |
HDFC Life Insurance Co Ltd |
0.89% |
Cement & Cement Products |
2.98% |
Ultratech Cement Ltd |
1.69% |
J.K. Cement Ltd |
1.29% |
Construction |
2.85% |
Larsen & Toubro Ltd |
2.85% |
Chemicals & Petrochemicals |
2.61% |
Vinati Organics Ltd |
1.01% |
Deepak Nitrite Ltd |
0.85% |
Linde India Ltd |
0.75% |
Beverages |
2.03% |
Varun Beverages Ltd |
1.17% |
United Spirits Ltd |
0.86% |
Industrial Products |
1.93% |
KEI Industries Ltd |
1.04% |
Cummins India Ltd |
0.89% |
Consumer Durables |
1.85% |
Titan Co Ltd |
1.07% |
Crompton Greaves Consumer Electricals Ltd |
0.78% |
Transport Services |
1.75% |
Interglobe Aviation Ltd |
1.75% |
Realty |
1.64% |
Oberoi Realty Ltd |
0.95% |
Phoenix Mills Ltd |
0.69% |
Household Products |
1.57% |
Doms Industries Ltd |
0.86% |
Jyothy Labs Ltd |
0.71% |
Diversified Fmcg |
1.45% |
ITC Ltd |
1.45% |
Consumable Fuels |
1.21% |
Coal India Ltd |
1.21% |
Capital Markets |
1.20% |
BSE Ltd |
1.20% |
Aerospace & Defense |
1.09% |
Bharat Electronics Ltd |
1.09% |
Agricultural Food & Other Products |
1.01% |
CCL Products (India) Ltd |
1.01% |
Personal Products |
0.97% |
Godrej Consumer Products Ltd |
0.97% |
Textiles & Apparels |
0.79% |
K.P.R. Mill Ltd |
0.79% |
Healthcare Services |
0.79% |
Max Healthcare Institute Ltd |
0.79% |
Oil |
0.55% |
Oil India Ltd |
0.55% |
Money Market Instruments |
3.60% |
TREPS |
3.60% |
Net Current Assets |
0.06% |
GRAND TOTAL ( NET ASSET) |
100.00% |
| This product is suitable for investors who are seeking*: | |
|
|
 |
 Benchmark Riskometer (BSE 500 TRI) |
| *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. | |
$ Source ICRA MFI Explorer | #Monthend AUM / Quantitative Information as on 31.07.2025 | ^The expense ratios mentioned for the schemes includes GST on investment management fees. Please click here for disclaimers.